Balance

I have been thinking alot about balance lately.  Balance plays a part in every part of our life and we are in constant motion trying to achieve balance even while at rest.

You have to have good foot work and balance in order to be successful at many sports.  If you have bad balance, you are often out of position or have bad technique. 

At work, we balance time, projects, and customers.  I am constantly are trying to find balance between working with a customer trying to achieve what they want and what the insurance company will allow.   I have been doing this for 15 years and I am still trying to find balance in what I do and not falling short of expectations.  I admit that to this day that I make mistakes and I am not infallible.

At home, I am constantly trying to find a balance of bringing work home and spending time with my family.  I often fall short in spending enough time working on my relationship with my wife and kids.  I need to get in better shape so I am there for my family down the road.  I need to spend more time with my God. 

Everything I said above may seem random, but these are thoughts I have on a regular basis.  I am sure you have similar thoughts and are also looking for balance.  I leave you with some quotes about balance.

"We spend January 1 walking through our lives, room by room, drawing up a list of work to be done, cracks to be patched. Maybe this year, to balance the list, we ought to walk through the rooms of our lives... not looking for flaws, but for potential." Ellen Goodman, wisdom found in New Years Achievements

"We have overstretched our personal boundaries and forgotten that true happiness comes from living an authentic life fueled with a sense of purpose and balance." Dr. Kathleen Hall, A Life in Balance

"Life's demands may not slow up any time soon, and learning life balance is an ongoing art. If you think one day you will get it all done, and then you can relax, you are bound to be disappointed." Christina Winsey-Rudd

Things to consider when renting a car.

There are some things you should consider the next time you rent a vehicle.

1)  Named insured vs. driver.  If you are listed as a named insured on an auto policy, the same coverage on your insured vehicle will extend to a vehicle you rent.  If you are listed only as a driver but not a named insured on your auto policy, the auto insurance does not extend to a rented vehicle.

2)  Type of vehicle.  If you are renting a private passenger vehicle, coverage from your auto policy will extend to the rented vehicle.  If you are renting a moving van or truck, your auto insurance will not extend coverage to the rented moving vehicle.  We recommend that you take the rental carriers insurance.

3)  Their Coverage or Yours.  Every rental carrier is different, but there are potential gaps in coverage if you rely on your personal auto policy to extend coverage to a rented vehicle.  Always discuss with the rental carrier the insurance they offer on their vehicles.  We always recommend that you accept the rental carriers insurance to alleviate any coverage gaps or hassles with the rental car carrier.

If you have any questions on this, give me a call and we can discuss it in more detail.